PDA

View Full Version : Is this true? Is it really this bad?


Pages : [1] 2 3 4 5 6

Blessedhope777
August 8th, 2007, 12:59 PM
The whole article is worth reading. . . Does anyone know this person?

http://www.informationclearinghouse.info/article18119.htm


Stock Market Meltdown

By Mike Whitney

“Whatever is going to happen, will happen...just don’t let it happen to you.” Doug Casey, Casey Research

08/04/07 "ICH " -- --- It’s a Bloodbath. That’s the only way to describe it.

On Friday the Dow Jones took a 280 point nosedive on fears that that losses in the subprime market will spill over into the broader economy and cut into GDP. Ever since the two Bears Sterns hedge funds folded a couple weeks ago the stock market has been writhing like a drug-addict in a detox-cell. Yesterday’s sell-off added to last week’s plunge that wiped out $2.1 trillion in value from global equity markets. New York investment guru, Jim Rogers said that the real market is “one of the biggest bubbles we’ve ever had in credit” and that the subprime rout “has a long way to go.”

We are now beginning to feel the first tremors from the massive credit expansion which began 6 years ago at the Federal Reserve. The trillions of dollars which were pumped into the global economy via low interest rates and increased money supply have raised the nominal value of equities, but at great cost. Now, stocks will fall sharply and businesses will fail as volatility increases and liquidity dries up. Stagnant wages and a declining dollar have thrust the country into a deflationary cycle which has---up to this point---been concealed by Greenspan’s “cheap money” policy. Those days are over. Economic fundamentals are taking hold. The market swings will get deeper and more violent as the Fed’s massive credit bubble continues to unwind. Trillions of dollars of market value will vanish overnight. The stock market will go into a long-term swoon.

Ludwig von Mises summed it up like this:

"There is no means of avoiding the final collapse of a boom brought about by credit expansion. The question is only whether the crisis should come sooner as a result of a voluntary abandonment of further credit expansion, or later as a final and total catastrophe of the currency system involved." (Thanks to the Daily Reckoning)

It doesn’t matter if the “underlying economy is strong”. (as Henry Paulson likes to say) That’s nonsense. Trillions of dollars of over-leveraged bets are quickly unraveling which has the same effect as taking a wrecking ball down Wall Street.

*edited for copyright*

Rondaben
August 8th, 2007, 01:03 PM
Its that bad. if not worse.

Ibelieveinjesus
August 8th, 2007, 01:29 PM
I think it is somewhat overblown and hysterical..

I Googled him though.. and most of his articles, are sort of more of the same.. below is one from 2005, where he says:

http://www.counterpunch.org/whitney04082005.html

It seems that there are a growing number of people who believe as I do, that the economic tsunami planned by the Bush administration is probably only months away.

Take it with a grain of salt...

-Ted

mikalikat
August 8th, 2007, 01:53 PM
The stock market waxes and wanes all the time. The drop of 280 points was not devastating, but the driveby media would have you thinking that the sky was falling. Grain of salt is good advice.

funmudder
August 8th, 2007, 03:24 PM
double post sorry

Blessedhope777
August 8th, 2007, 04:59 PM
And I know that I had my house in Ohio on the market for almost a year with no offers. The realtor tried to tell me that I needed to drop the price $10,000. My neighbor across the street asked to rent our house and is going to walk away from his. Our neighbor on one side walked away from theirs a month ago.
And now the loans are only available to those who can fully document their income and assets and the assets have to be at least $10,000--not good news to those who are trying to get out of ARMs that are going to balloon in a year or two!!!!!

Blessedhope777
August 8th, 2007, 05:06 PM
Here is another article about the same problem. . .
http://sfgate.com/cgi-bin/article.cgi?f=/c/a/2007/07/29/MNGRVR91S21.DTL&hw=Living+the+American+Nightmare&sn=002&sc=331

To many people in the affluent Bay Area, losing a home to foreclosure sounds like a Depression-era relic or a Rust Belt phenomenon. Our real estate prices have defied gravity for so long; our job market is so strong; our cachet as a place to live seems so obvious. How could foreclosures happen here?

But in recent months, the Bay Area has proven to be home to numerous victims of the subprime loan debacle. Just like elsewhere in the country, people here with tarnished credit or limited funds bought houses that proved to be beyond their means, often putting little or no money down, and borrowing money through exotic, expensive loans that were virtual time bombs set to soar to unaffordable levels after an introductory period.

Aggressive mortgage brokers, voracious lenders and naive consumers combined to create an unstable situation. The tipping point came a year and a half ago when real estate prices started to flatten or fall in some areas. Suddenly, home buyers who had planned to refinance saw that door slammed shut because they no longer had equity in their houses and their "introductory rate" mortgages quickly became unaffordable as interest rates -- and their monthly payments -- rose. This year, almost 1 million people nationwide will enter a stage of foreclosure, according to RealtyTrac.com. That great tidal wave is ravaging the already beleaguered real estate market and causing repercussions from Wall Street to Washington, D.C.

tygerkittn
August 8th, 2007, 05:20 PM
Remember that song by Alabama? Something like "We heard that Wall Street fell but we were so poor we couldn't tell?" Unless you've been taking out a lot of equity loans I'd ride it out and not worry. We paid our house down, we still owe on it but it's worth more than we owe, as long as your house is worth more than you owe I wouldn't worry, it'll bounce back and things will be OK again. 401Ks go up, then down, then up again. Do the people panicking now expect it to ALWAYS be good?
'Course what do I know? Nothing, really. That's just what I think.

funmudder
August 9th, 2007, 12:49 PM
A buddy of ours just had his home reappraised. It was once worth 260K, now after three separate appraisers looked at it, it came out to 160K.

The real estate market has bottomed out here in Michigan. Average time a house is on the market is one year. Often those homes become foreclosed on because the sellers did not factor in having to pay two mortgages for this long when they moved out.

MoreThanReady
August 9th, 2007, 05:18 PM
Too many folks got over extended. If you are not over extended, then this is a chance to buy real estate if you don't mind being a landlord.

If you invest in the stocks, via 401K's or IRA's, this is just an overall market correction, and most corrections are about 10%.

Unemployement is still low, jobs are still being created, and if the Fed's crack down on illegal's then unemployement will go even lower.

But if you are one of the ones that got over extended or took out ARMs then it might appear that the sky is falling.